The CSRT has the negotiating power to obtain the best possible professional liability and legal defense insurance for its members. CSRT Registered members have access to special rates on Professional Liability and Legal Defence Insurance fee. The CSRT has once again this year maintained excellent insurance coverage at a reasonable cost for its members for the period of April 1, 2018 to March 31, 2019.
We encourage all RTs to check their coverage to ensure they are adequately protected against adverse events. Group insurance programs offered by employers may be limited and likely will not cover RTs for volunteer work, special projects, private practice or when there is a complaint to your licensing body!
The Value of Professional Liability Protection
Purchasing professional liability insurance on your own, and not through a group, can cost in the hundreds, if not thousands, of dollars.
IMPORTANT: Professional Liability Insurance applies on a “claims-made basis”. Translation: It only responds if there is an active policy when a claim is reported, not when the incident actually occurred.
The prices below are the current rates for the 2018-2019 membership year.
$2,000,000 per claim / $5,000,000 aggregate per year
April 1, 2018 - March 31, 2019 membership year: $44 (plus applicable tax in MB, NL, ON, QC and SK)
$5,000,000 per claim / $10,000,000 aggregate per year
April 1, 2018 - March 31, 2019 membership year: $84 (plus applicable tax in MB, NL, ON, QC and SK)